First State Bank and Trust

Having a bank account in the US means you can deposit your financial aid awards, loans, and stipends—all of which are typically paid by check or through net banking.  Why You Should Have a U.S. Bank Account?  With a US Bank Account, you may access your money freely and avoid whopping international fees while you’re in the US US bank accounts basically earn more interest Shopping and paying your other bills get easier Types of Bank Accounts  Savings Accounts – These are long term deposit accounts with accruing interest. The minimum balances, interests, and service fees vary from bank to bank. If you’re an international student, you probably don’t need to open a savings account.  Checking Accounts – Checking accounts are best for international students. This account allows you to frequently deposit and withdraw money. When you open a checking account, you get a checkbook and a bank card, allowing you to pay your bills through checks or onl...

Getting approval for a small business credit card isn’t difficult and usually doesn’t need lots of paperwork. But the big question is, how to get approval for a small business credit card.  You can get approval for a small business credit card if:  You own a legal business – You can apply for a small business credit card if you already own a business. You have to submit your Employer Identification Number (EIN) and your Social Security number. Moreover, you need to maintain a good credit score as your personal credit report will be determined for the approval of a new business credit card. Your revenue – Don’t lie about your income when you’re applying for a small business credit card. Tell the truth and go through a financial review with a bank. If you’re a start-up and haven’t earned much, don’t worry to share your right income. You can also share the estimated income - if you’re sure that you can earn that. But if you haven’t started earning yet, your smal...