3 Best Credit Cards Of 2018

Here are some of the credit cards that were in demand in the year 2018. We've outlined these credit cards with their key features.

Journey Student Rewards from Capital One


  • Journey Student Rewards from Capital One offers cash back of 1% on all your purchases. If you pay on time, it can boost your cash back to 1.25% for that month
  • No annual fee and no foreign transaction fees for this card
  • Paying your first 5 monthly payments on time can improve your credit line
  • $0 fraud liability if your card is ever lost or stolen
  • You can pick the monthly due date as per your choice 

OpenSky Secured Credit Visa Card 


  • No credit history check is done 
  • Credit line improves within 5 months of usage, if a card is used responsibly 
  • Your refundable* deposit becomes your credit line limit on your Visa Card
  • Minimum security deposit is $200
  • You can make your credit card payment by check, online, or at a local branch 
  • No hidden charges
  • It’s available at $35 annual fee
  • It offers a grace period of 25 days

Capital One Platinum Credit Card 


  • There is no annual fee
  • 5 monthly payments on time can offer you access to a higher credit line
  • The company offers fraud coverage in case of a lost or stolen card
  • Offers access to your account through online banking or net banking for 24X7
  • Strengthens your credit history if you use the card responsibly 
  • You can pay online, or by cheque, or at a local branch, and that too with no fee 
  • Choose the monthly due date that works best for you

Need more information about these credit cards or some other, you can contact credit card consultants at Bayport Bank And Trust. Moreover, if you know any other credit card that has worked best in 2018, do let us know in the comment section below. 

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